Do you know how to ride the Trump-Coaster?

Trump-CoasterIf you don’t know how to answer that, don’t worry. I just made up the phrase. I have been thinking of the best way to describe the market’s action since the election. It’s been a roller coaster, primarily dependent on what President Trump says…or tweets, and I came up with Trump-Coaster! This will not make for a very fun ride for investors focusing on retirement.

We had a nice rally based on the new president’s proposed policies of lower taxes and less regulation. The market likes talk like that. What it doesn’t like are distractions like trade wars, fights with our allies that will send them to align with China and arguments with the media on meaningless statistics like the inauguration body count or how many illegals didn’t vote for him.

Now that he’s in, photo ops aren’t going to cover it any more. Investors want action. The problem for investors is that it will take 6 -12 months to see any progress. So, we may get the worst market of all. One with a lot of whipsawing back and forth, increased volatility that’ll go nowhere fast.

This is the worst possible investment climate for the buy-and-hold (buy-and-hope!) investor. In this type of market, tactical hands on investment management will prove to be the only salvation.

Investor Strategy

Given the increased volatility and added uncertainty, retirees, as well as those close to retirement, must keep to their retirement master plan. If you don’t have one or if yours needs an update, get on it before it’s too late. Or, work with a Retirement Advisor!

Always manage risk so you are getting the best returns based on what you need, but with the least risk possible. Or what I like to call “invest for need, not for greed”™. It’s what we try to do for our clients every day.

And that’s where we can help. Now is the time to review, not only your portfolio, but your overall master plan. Things have changed and it’s time to Trump up your portfolio!

As always, feel free to contact me with any comments or questions.


Cheers -Keith

Keith Springer


Smart Money Newsletter

Written By: Keith Springer

Baby Boomers vs. Millennials – Who had it worse?

Every generation likes to think that they had it worse and the “good old days” were when they were kids. Most of us baby boomers, who are now retirement investors, consider millennials entitled and think they should shut up, grow up and start making some money without complaining. On the other hand, millennials say their […]

Read the full post

Is this the Best of Times for Investors …or the End of Times?

Word on the street especially among retirement investors is that it doesn’t get any better than this. With unemployment at a meager 3.8%, GDP growth approaching 4% and corporate earnings through the roof, that is hard to argue against. However, it’s my job to check under the bed for monsters, because we have been here […]

Read the full post


Supporting our Community:

Keith can be seen on: